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MoMo Assistant
Enterprise Mobile Money Automation

Automate Mobile Money. Stay in Control.

MoMo Assistant helps professional Mobile Money operators execute faster, safer and more reliable USSD transactions while keeping every action auditable.

Trusted by professional Mobile Money operators

Accra Digital Payments
Kumasi Agent Network
Tema FinServe
Northern MoMo Hub
Coastal Transact Group

Everything a Mobile Money station needs

One application to run multi-SIM operations, automate USSD workflows, and keep a reliable record of every transaction.

Multi-SIM Management

Run multiple SIMs and mobile money lines from a single device, switching between them without breaking a workflow.

USSD Automation

Automate repetitive USSD sequences with precision timing, while keeping the human agent in control of every confirmation.

Transaction History

Every transaction is logged and searchable, giving agents and station managers a complete, reliable record.

Secure PIN Vault

Mobile Money PINs are sealed in the Android KeyStore on-device and are never transmitted or stored in the cloud.

Cloud Synchronization

Station configuration and transaction metadata sync securely across devices, without ever syncing sensitive PINs.

Device Restoration

Replace or reset a device and restore an agent's station configuration quickly, minimizing operational downtime.

Architecture

Built for organizations, not just individual agents

MoMo Assistant is structured around how professional Mobile Money businesses actually operate: an organization made up of stations, each running on trusted devices, executed through a dedicated runtime.

01

Organization

The top-level business entity — owns stations, policies, and audit history across every location.

02

Station

A physical point of operation with its own agents, devices, and SIMs, reporting up to the organization.

03

Device Trust Engine

Every device is verified and trusted before it can execute transactions on behalf of a station.

04

Runtime V2

The execution engine that carries out USSD automation reliably, with the agent in control at every step.

Security

Security built for regulated, high-volume operations

Every layer of MoMo Assistant is designed around one rule: transaction PINs never leave the device.

Android KeyStore

Sensitive material is generated and sealed inside the device's hardware-backed KeyStore, not in application storage.

Device Trust Engine

Devices must be verified and trusted before they can run automated transactions for a station.

SIM Trust

SIMs are bound and verified per device, preventing unauthorized SIM swaps from silently taking over a line.

Runtime Policies

Organization-defined policies govern what the runtime is allowed to automate, and where a human must confirm.

Audit Logs

Every security-relevant action is recorded, giving organizations a complete, tamper-evident audit trail.

PINs Never Leave the Device

Mobile Money transaction PINs are never stored in the cloud — only on-device, inside the KeyStore-backed vault.

How it works

From onboarding to real-time auditing, in four steps.

1

Onboard your organization

Set up your organization and define your stations, agents, and operating policies.

2

Register devices and SIMs

Enroll trusted devices and SIMs, verified through the Device Trust Engine and SIM Trust before first use.

3

Automate USSD workflows

Runtime V2 executes routine USSD sequences quickly and consistently, with the agent confirming each transaction.

4

Monitor and audit in real time

Track transaction history and security events across every station from a single audit trail.

Why MoMo Assistant

Built from the ground up for professional operators — not adapted from a consumer wallet.

Built for businesses, not consumer wallets

MoMo Assistant is designed around organizations processing large daily transaction volumes, not single-user wallets.

Speed without losing control

USSD automation removes repetitive manual entry while keeping the agent as the final decision-maker on every transaction.

Auditability by design

Organization/Station architecture and audit logs mean every action can be traced back to a device, agent, and time.

Enterprise onboarding

Stations and devices are provisioned and trusted deliberately, so scaling to more agents doesn't mean scaling risk.

What operators are saying

Placeholder testimonial: since we moved our stations onto MoMo Assistant, reconciling transaction history at the end of the day takes minutes instead of hours.

AO

Ama Owusu

Operations Lead

Placeholder testimonial: the Device Trust Engine gave us the confidence to let agents use their own devices without losing control of the SIMs.

KA

Kwabena Asante

Station Manager

Placeholder testimonial: audit logs are the first thing we check now when something looks off — it's saved us more than once.

EM

Efua Mensah

Compliance Officer

Simple plans, built to scale with your stations

Starter
For a single station getting started with automation.

Free

Business
For organizations running multiple stations and devices.
Popular

Contact Sales

Enterprise
Custom policies, onboarding, and support at scale.

Contact Sales

Frequently asked questions

Automate Mobile Money. Stay in Control.

Download MoMo Assistant and give your operators the speed of automation with the auditability enterprises require.